Classic Plan
Covered Services
GP & Selected Specialist Consultations
- Routine medical consultations with a General Practitioner (GP)
- Diagnosis and treatment of common illnesses
- Follow-up consultations
- Health education and preventive care
- Referrals to specialists when medically necessary
Examples:
- Malaria treatment
- Typhoid fever management
- Respiratory tract infections
- Headaches and minor ailments
- General health assessments
Basic Hospital Admission
- Admission to approved hospitals when medically necessary
- General ward accommodation
- Nursing care during admission
- Doctor’s ward rounds
- Medications administered during hospitalization
- Basic inpatient investigations
Examples:
- Severe malaria requiring admission
- Pneumonia
- Gastroenteritis with dehydration
- Observation and treatment for acute illnesses
Routine Diagnostics & Medications
Essential diagnostic tests required for diagnosis and treatment.
Examples:
- Full Blood Count (FBC)
- Malaria parasite tests
- Urinalysis
- Blood sugar tests
- Pregnancy tests
- Stool examination
- Basic X-rays (where medically indicated)
Emergency Care Support
Immediate treatment required to stabilize a medical emergency.
Examples:
- Severe asthma attacks
- Acute infections
- Accidental injuries
- High fever emergencies
- Allergic reactions
Includes:
- Emergency consultations
- Initial treatment and stabilization
- Emergency medications
Improved Outpatient Coverage
Not Covered Services
Advanced Diagnostic Procedures
Not covered:
- MRI scans
- CT scans
- PET scans
- Specialized genetic testing
- Advanced cardiac investigations
Comprehensive Maternity Services
Not covered unless specifically added:
- Antenatal packages
- Delivery services
- Caesarean section
- Fertility treatment
Optical Services
Not covered:
- Prescription eyeglasses
- Contact lenses
- Laser eye surgery
- Specialized eye treatments
Major Surgical Procedures
Not covered:
- Open-heart surgery
- Organ transplants
- Neurosurgery
- Complex orthopedic surgery
Intensive Care Unit (ICU) Treatment
Not covered:
- ICU admission
- Ventilator support
- Critical care management